insureⓘ ahm Health Insurance Overview 2024

Looking for affordable and flexible private health insurance in Australia? Look no further than ahm, a subsidiary of Medibank, known for its value-driven approach and diverse range of policies. In this comprehensive guide, we'll dive into ahm's hospital and extras cover options, costs, and unique features. By the end, you'll have all the information you need to decide if ahm is the right choice to protect your health and wallet.

Why Choose ahm Health Insurance?

Affordability

ahm is designed with budget-conscious Australians in mind, offering competitive premiums and various levels of cover to suit different financial situations.

Flexibility

ahm allows you to tailor your coverage by choosing from hospital-only policies, extras-only policies, or combined packages. This flexibility ensures you only pay for the coverage you need.

Range of Policy Options

ahm offers various tiers of hospital cover (Starter Basic, Essentials Basic Plus, Starter Bronze, Simple Bronze Plus, Core Bronze Plus, Essentials Silver Plus, Core Silver Plus, Advanced Hospital Gold) and numerous extras packages to choose from.

Essential Cover

Even ahm's most basic plans cover essential hospital services, ensuring you're protected against unexpected medical expenses.

Extras Benefits

ahm's extras cover options cater to various health needs, including dental, optical, physiotherapy, and even alternative therapies like acupuncture and remedial massage.

ahm Policy Types & Costs

Hospital Only

1. Starter Basic: Covers basic hospital treatments, ideal for those on a tight budget.

2. Essentials Basic Plus: Provides essential coverage with added benefits for specific treatments and services.

3. Bronze Tiers: Three levels of bronze cover, increasing in comprehensiveness from Starter Bronze to Core Bronze Plus.

4. Silver Tiers: Two levels of silver cover, each offering more extensive benefits than bronze.

5. Advanced Hospital Gold: The most comprehensive hospital cover option, covering a wide range of treatments and services.

Combined Hospital & Extras Packages

ahm offers several combined packages, bundling hospital cover with various extras options at different price points.

ahm Costs

ahm's premiums vary depending on your chosen policy and individual circumstances. The basic policies are more affordable, while the comprehensive Gold cover and combined packages with extras cost more. Get a personalized quote on ahm's website to find the plan that fits your budget.

Example Premiums*

• Starter Basic Hospital Cover: $90 - $120 per month.

• Essentials Basic Plus Hospital Cover: $110 - $150 per month.

• Starter Bronze Hospital Cover: $130 - $170 per month.

• Simple Bronze Plus Hospital Cover: $140 - $180 per month.

• Core Bronze Plus Hospital Cover: $150 - $190 per month.

• Essentials Silver Plus Hospital Cover: $160 - $200 per month.

• Core Silver Plus Hospital Cover: $180 - $220 per month.

• Advanced Hospital Gold Cover: $200 - $250 per month.

• Basic Extras Cover: $20 - $30 per month.

• Top Extras Cover: $50 - $70 per month.

*Please note the above example premiums are subject to terms and conditions. For more details, make sure you've gotten a quote and read and understood the applicable Product Disclosure Statement available from ahm.

Is ahm Health Insurance Right for You?

ahm could be an excellent choice if you:

• Prioritize Affordability: ahm is known for its competitive pricing and value-driven approach.

• Want Flexibility: Customize your coverage with ahm's range of hospital-only, extras-only, or combined options.

• Need Essential Cover: Even their basic plans cover necessary hospital services, ensuring you have protection when you need it most.

• Value Extras Benefits: ahm offers a variety of extras options to cater to different health and wellness needs.

Get a quote from ahm today!

If you're looking for affordable, flexible, and reliable private health insurance in Australia, ahm is worth considering. Explore their diverse range of policies, compare quotes, and find the perfect plan to protect your health without breaking the bank.

The pricing and information on the insurei website is subject to change at any time and benefits listed herein are a summary of cover only.

The information provided by insurei is general in nature and for educational purposes only. Any information provided does not consider the personal financial circumstances of readers, such as individual objectives, financial situation or needs. insurei does not provide financial product advice and the information we provide is not intended to replace or be relied upon as independent financial advice. Your financial situation is unique and the products and services we review may not be right for your circumstances. insurei encourages readers to seek independent expert advice from an authorised financial adviser in relation to their own financial circumstances and investments before making any financial decisions.

Always make sure you have read and understood the Product Disclosure Statement and Financial Services Guide available from the relevant insurance provider before making a decision about any product.

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